Guaranteed Issue, Guaranteed Coverage.
Provides life insurance for those who may not qualify for standard coverage.
Guaranteed issue Whole Life Insurance, you can obtain permanent life insurance without having to qualify for coverage based on your health. No medical exams are required, and no medical questions are asked. If you're between the ages of 3 to 80, you may already be approved! The only conditions are that you are not presently hospitalized, residing in a nursing home or similar facility, or terminally ill. The benefits from this guaranteed life insurance can be a helping hand for your loved ones during difficult time.
Speak to your agent today to see if our Guaranteed Issue Whole Life Policy meets your needs.
Policy Features and Benefits
- Provides life insurance for those who may not qualify for standard coverage.
- No medical exams are required, and no medical questions will be asked.
- The only conditions are that you are not presently hospitalized, residing in nursing home or similar facility, or terminally ill.
- If death occurs during the first two policy years, the amount paid will equal the amount of premium paid plus 5% interest instead of the face amount (In Kansas, the first- and second-year death benefit is a reduced death benefit, and in Arkansas, the first- and second-year death benefit is equal to the total of the premiums that would have been paid to the end of the policy year in which death occurs, plus 5%).
- An amount equal to the full death benefit is payable within the first two policy years if death is the results of an accident (In Arkansas, this amount is in addition to the application policy face amount and is available throughout the life of the policy.).
- This policy accumulates cash and loan value.
- Premiums are level throughout the premium paying period.
Guaranteed Issue Whole Life Insurance Policy might be right for you:
- Do you have health concerns that may disqualify you from standard coverage?
- Do you desire life insurance protection to help cover final expenses and other debts?
- Do you want a policy with guaranteed premiums?
If you answered "yes" to any of these questions, then Guaranteed Issue policy might be what you are looking for. Ask your Life agent about our Guaranteed Issue policy today!
